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Industries We Insure

Insurance for Roofers

Coverage built for one of the highest fall-injury-risk trades, where the right Workers' Comp and subcontractor verification matters more than almost anywhere else.

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Coverage Roofers typically needs

Risks specific to this industry

From our horror stories

The Subcontractor Nobody Insured

An uninsured sub falls off a roof mid-job. The general contractor gets named in the suit anyway, because nobody verified the sub's coverage before the work started.

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Common questions

Roofers Insurance FAQ

Is Workers' Comp really that important for a small roofing crew?

Yes, more than almost any other trade. Falls are common and serious, and the cost of being uninsured for even one incident can be severe.

What if I use subcontractor crews instead of employees?

Verify their Workers' Comp and liability coverage with a current certificate before they set foot on a roof. This is the single most common gap in this industry.

Does my policy cover damage to gutters or siding during tear-off?

General liability typically covers this kind of incidental property damage, but confirm the specifics with us before a large project.

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