Coverage for a business where wet floors, hot beverages, and a fast-moving, often young staff create a distinct set of everyday risks.
Get a quote for Coffee Shops & CafesCovers customer injury and property damage claims.
Required for baristas and staff on payroll.
Covers your space, espresso equipment, and contents.
Replaces lost income during a covered shutdown.
Covers claims given typically high staff turnover.
Extra liability limits above your base policies.
A customer slips near an unmarked spill. Medical bills turn into a lawsuit for lost wages and pain and suffering, and the business has no liability policy to answer it.
Read the full story →Yes, this is a recognized claim category in the food and beverage industry, and general liability is built to respond to it.
It increases employment-related claim exposure over time, which is exactly what employment practices liability addresses.
Under commercial property, scoped to actual replacement cost, worth updating after any equipment upgrade.
