Coverage that accounts for expensive mobile equipment, chemical handling, and the seasonal staffing patterns that come with this trade.
Get a quote for LandscapersCovers property damage to client landscaping or structures.
Required for employees, including seasonal staff.
Coverage for trucks hauling equipment between properties.
Protects mowers, trimmers, and equipment from theft.
Covers claims from fertilizer or pesticide application.
Extra liability limits above your base policies.
An employee runs a work errand in their own vehicle and gets into a wreck. The business's commercial auto policy never covered vehicles it doesn't own, a gap that catches landscaping crews using personal trucks just as easily as any other trade.
Read the full story →General liability typically covers this kind of incidental property damage during normal work, confirm specifics with us.
Workers' Comp generally needs to cover them the same as year-round staff while they're actively employed. Let us know about seasonal staffing changes.
Yes, pollution liability exists specifically for businesses applying chemicals, since standard general liability typically excludes this.
