Extends liability limits well beyond what homeowners or auto insurance alone provides, for the rare but real claim that exceeds those base limits.
Get a quote for Personal UmbrellaAnyone who wants real protection against a catastrophic liability claim, a dog bite, a serious auto accident, an injury on your property, that could otherwise exceed standard policy limits.
A homeowner's dog bites a visiting child, and the medical and legal costs blow past the homeowners policy's liability limit entirely.
Read the full story →Common starting points are $1 million to $2 million, though your actual assets and risk factors should guide the real number.
Often surprisingly affordable, frequently a few hundred dollars a year for a meaningful amount of additional protection.
No, it sits on top of those policies, only responding once their limits are exhausted.
