Coverage for landlords managing one or a handful of rental properties, where liability and vacancy risk look different than owning your own home.
Get a quote for Rental PropertyCovers tenant and visitor injury claims.
Covers the structure, scoped to actual replacement cost.
Replaces lost rental income during a covered shutdown.
Extra liability limits above your base policies.
Covers perils excluded from standard property policies.
Relevant if you employ maintenance staff directly.
A single-tenant building sits vacant between leases, and the owner discovers their commercial property policy stopped fully covering it weeks before a burst pipe caused real damage, a risk any rental property owner faces between tenants.
Read the full story →Most policies reduce coverage after 30 to 60 days of vacancy unless a vacancy permit is added. Ask us before a property sits empty for an extended period.
No, that's what renters insurance is for, though your own liability and property coverage still matter significantly.
The core coverage types stay similar, but limits and structure should scale with your total exposure. We'll walk through your specific portfolio.
