Coverage built for care delivered in a patient's home during an emotionally high-stakes time, where liability, staffing, and travel risk all intersect.
Get a quote for Hospice CareCovers claims arising from in-home care delivery.
Required for caregiving and clinical staff.
Covers claims tied to clinical care decisions.
Coverage for staff driving between patient homes.
Protects sensitive patient and family data.
Covers claims from a large caregiving staff base.
An employee gets into an accident while driving for work in their own vehicle. The business's commercial auto policy never covered vehicles it doesn't own, the same gap that catches hospice staff traveling between patient homes daily.
Read the full story →Generally yes, but confirm your policy explicitly covers off-site care delivery rather than just your office location.
You likely need a hired and non-owned auto endorsement, since standard commercial auto typically only covers business-owned vehicles.
Not automatically. If your program relies on volunteers, confirm they're specifically included in your coverage.