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Insurance for Hospice Care Providers

Coverage built for care delivered in a patient's home during an emotionally high-stakes time, where liability, staffing, and travel risk all intersect.

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Coverage Hospice Care typically needs

Risks specific to this industry

From our horror stories

The Errand That Wasn't Covered

An employee gets into an accident while driving for work in their own vehicle. The business's commercial auto policy never covered vehicles it doesn't own, the same gap that catches hospice staff traveling between patient homes daily.

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Common questions

Hospice Care Insurance FAQ

Does our liability policy cover incidents in a patient's home?

Generally yes, but confirm your policy explicitly covers off-site care delivery rather than just your office location.

What if staff use their own cars to visit patients?

You likely need a hired and non-owned auto endorsement, since standard commercial auto typically only covers business-owned vehicles.

Are volunteers covered the same as paid staff?

Not automatically. If your program relies on volunteers, confirm they're specifically included in your coverage.

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