Coverage built around real kitchen fire risk, foodborne illness exposure, and the income loss that follows any extended closure.
Get a quote for RestaurantsCovers customer injury and property damage claims.
Required for kitchen and service staff.
Covers your building, kitchen equipment, and contents.
Replaces lost income during a covered shutdown.
Required if you serve alcohol.
Extra liability limits above your base policies.
A fryer catches fire overnight and takes out the kitchen. The building's covered, but the walk-in, the hood system, and six figures of equipment weren't scoped for replacement cost.
Read the full story →It should, but only if the coverage limit has kept pace with actual equipment value. Review it after any kitchen upgrade or expansion.
Yes, liquor liability applies regardless of what type of alcohol you serve.
Without business interruption coverage, you're covering rent, payroll, and loans out of pocket during the closure, which is exactly what that coverage protects against.
