Coverage built around the specific risks of gas lines, refrigerant handling, and system installations where an error can surface long after the job is done.
Get a quote for HVAC ContractorsCovers property damage or injury during installation or service.
Required once you have employees.
Coverage for service vehicles and equipment haulers.
Protects tools and diagnostic equipment in transit.
Covers claims from installation or design errors found later.
Extra liability limits above your base policies.
A contractor's advice or system design turns out to be wrong, and the resulting losses land squarely on the business, exactly the kind of claim general liability was never built to cover.
Read the full story →This is a serious claim that could involve both general liability and professional liability depending on the cause. Both being in place matters significantly for this trade.
Confirm with us directly, since environmental and regulatory exposure around refrigerant can require specific policy language.
Your coverage should already reflect your actual staffing and revenue. Let us know if seasonal demand means adding temporary staff so Workers' Comp stays accurate.
