Coverage for a structure while it's under construction or major renovation, active from the day ground is broken until the certificate of occupancy is issued.
Get a quote for Builders RiskBuilders, developers, and property owners with an active construction or major renovation project, during the specific window when the structure isn't yet a finished, occupied building.
A house under construction catches fire from an electrical short before the building is anywhere near ready for a standard homeowners or property policy.
Read the full story →Typically from the day ground is broken until the certificate of occupancy is issued, at which point standard property coverage should take over.
Yes, for major renovations that significantly open up the structure. Ask us about the scope of your specific project.
Most builders risk policies have a set term and may need to be extended if the project runs long. Let us know early if a delay looks likely.