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Insurance for Food Trucks

Coverage that accounts for a kitchen that moves, combining vehicle risk, tight-space fire exposure, and the liability of operating in different locations daily.

Get a quote for Food Trucks

Coverage Food Trucks typically needs

Risks specific to this industry

From our horror stories

The $180K Grease Fire

A fryer fire causes major damage, and the same risk applies just as directly in a food truck's confined cooking space as it does in a full restaurant kitchen.

Read the full story →
Common questions

Food Trucks Insurance FAQ

Does regular commercial auto cover the cooking equipment inside?

Not automatically. Confirm your policy covers the truck as both a vehicle and a kitchen, or add inland marine for the equipment specifically.

Do we need separate coverage for each city or county we operate in?

Typically no, but confirm any local permit or insurance requirements with us before setting up in a new location.

What if our truck breaks down and we can't operate?

Business interruption coverage can help replace lost income during that downtime, worth having given how directly your income depends on the truck running.

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