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Industries We Insure

Insurance for Motels & Hotels

Coverage scaled to a property with constant guest turnover, where liability, property risk, and guest data protection all need to work together.

Get a quote for Motels & Hotels

Coverage Motels & Hotels typically needs

Risks specific to this industry

From our horror stories

The $180K Grease Fire

A fire causes major damage and a lengthy closure, and the same financial exposure applies to a hotel losing room revenue as it does to a restaurant losing kitchen operations.

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Common questions

Motels & Hotels Insurance FAQ

Does our policy cover injuries at the pool or in common areas?

General liability typically covers premises injury broadly, including amenities, but confirm specific exclusions with us.

How exposed are we for a guest data breach?

Significantly, given the payment and personal data collected at check-in. Cyber liability is worth taking seriously even for smaller properties.

What if we need to close several rooms for renovation?

Confirm with us whether that affects your coverage, and consider business interruption protection for the lost room revenue.

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