Property and liability coverage bundled into one policy, usually priced better than buying each separately. The right starting point for most storefronts, offices, and small operations.
Get a quote for Business Owner's PolicyMost small and mid-sized businesses with a physical location, a limited number of employees, and moderate revenue. If you run a retail shop, small office, restaurant, or similar operation, a BOP is usually the most efficient way to get your core coverage in place.
A business owner thought their landlord's insurance covered their contents. It didn't, and neither did the general liability-only policy they'd bought thinking it was broader than it was.
Read the full story →No. General Liability is one piece of a BOP. A BOP bundles GL together with commercial property coverage, usually at a better combined rate than buying each on its own.
Yes. Workers' Comp, commercial auto, cyber liability, and other lines are typically added alongside a BOP as your business needs grow.
Some larger or higher-risk operations need standalone commercial property and liability policies instead. We'll tell you honestly if a BOP isn't the right fit rather than force it.
