Coverage that accounts for both the physical risk of the work and the fire risk that can surface long after a job is finished.
Get a quote for ElectriciansCovers third-party injury or property damage during a job.
Required once you have employees on staff.
Coverage for service vehicles driven between jobs.
Protects tools and testing equipment in transit.
Covers claims arising from wiring errors discovered later.
Extra liability limits above your base policies.
A house under construction catches fire from an electrical short before the building is anywhere near ready for a standard homeowners or property policy, a reminder of how directly electrical work ties to fire risk.
Read the full story →This is exactly what professional liability (E&O) is built for, covering claims of errors in your work discovered after the fact, separate from general liability.
Yes, inland marine coverage should be scoped to your actual equipment value, including meters and testing gear, not just basic tools.
General liability covers third-party property damage claims, but a fire tied to a specific wiring error may also implicate professional liability. We'll help make sure both are in place appropriately.
