Coverage built for one of the highest-stakes liability categories, where child safety and staff screening both directly affect your risk profile.
Get a quote for Childcare & DaycareCovers child and visitor injury claims.
Required for staff on payroll.
Covers claims arising from care-related decisions.
Critical given the staff screening and turnover common in this field.
Covers your facility and contents.
Extra liability limits given the severity potential of claims.
An organized event or program ends with an injury and a lawsuit the organization never expected, the same exposure pattern that applies directly to childcare programs and their events.
Read the full story →Higher than many providers initially assume, given the severity potential of child-related claims. We'll walk through realistic numbers with you directly.
Employment practices liability covers claims from staff, but background-check and screening failures tied to child safety usually fall under professional or general liability, worth confirming specifics.
You'll need commercial auto coverage specifically scoped to that use, separate from general business auto needs.
