Required or strongly advised for any business that serves alcohol, covering claims that arise specifically from serving a patron who goes on to cause harm.
Get a quote for Liquor LiabilityBars, restaurants, breweries, and any business with a liquor license. Most states require this coverage, and even where it's optional, the exposure is significant enough that it rarely makes sense to skip.
A bar's patron is served well past the point of visible intoxication, and the resulting accident lands liability squarely on the establishment that kept pouring.
Read the full story →In Oregon and Washington, liquor liability is generally required for businesses serving alcohol. We'll confirm the specific requirement for your license type.
Yes, almost universally. Standard general liability policies specifically carve out liquor liability as its own category, which is exactly why this coverage exists separately.
Yes, dram shop claims typically arise from what happens after a patron leaves, such as a DUI accident, not just incidents inside the building.
