Extra liability limits sitting above your other policies, for the rare but real claim that runs bigger than your base coverage can absorb.
Get a quote for Commercial UmbrellaAny business that wants meaningful protection against a catastrophic claim, one large settlement or judgment that could otherwise exceed standard policy limits and put the business at real financial risk.
A delivery van accident causes catastrophic injuries, and the judgment comes in well above every underlying policy's limit, leaving the business exposed for the difference.
Read the full story →Depends on your business's risk exposure and assets. We'll walk through realistic worst-case scenarios rather than pick a number arbitrarily.
No. It sits on top of your existing General Liability, Commercial Auto, and other liability policies, only responding once those limits are used up.
Usually surprisingly affordable per dollar of additional coverage, since it only pays out in the less common large-claim scenarios.
