Covers claims from employees over wrongful termination, discrimination, or harassment allegations, including legal defense costs regardless of whether the claim ultimately has merit.
Get a quote for Employment Practices LiabilityAny business with employees. Employment claims can arise from a single termination or a single misunderstanding, regardless of how carefully HR policies are followed.
A performance-based firing turns into a wrongful termination claim. Legal defense costs alone run well past what the business had set aside.
Read the full story →It helps demonstrate good-faith process, but it doesn't prevent someone from filing a claim. This coverage handles the legal defense regardless.
Yes. Claim size doesn't necessarily correlate with company size, and small businesses often have less cushion to absorb legal costs.
General Liability covers third-party injury and property damage. This covers claims specifically from your own employees over employment decisions.
