Protects income and fixed costs during a covered shutdown, not just the physical rebuild, so a property loss doesn't also become a cash-flow crisis.
Get a quote for Business InterruptionAny business that would struggle to cover rent, payroll, and loan payments during an extended closure after a fire, storm, or other covered property loss.
A fire damages a restaurant's kitchen, and the property claim covers rebuilding, but nothing was in place to cover six weeks of lost income while the doors stayed closed.
Read the full story →No. Property coverage rebuilds the physical space. Business interruption replaces the income and covers the bills while that rebuild happens.
Tied to a stated restoration period in the policy, usually enough time to reasonably rebuild and reopen. We'll make sure the period matches your actual risk.
No, it's specifically tied to a covered property loss, not general business slowdowns.
