Liability, collision, and comprehensive coverage for your vehicle, sized to actually protect you, not just meet the state minimum.
Get a quote for AutoAny vehicle owner. Oregon and Washington both require minimum liability coverage, though state minimums are usually far less than what actually protects you in a serious accident.
A rideshare driver gets in an accident while logged into the app waiting for a fare, and discovers personal auto insurance doesn't apply to that gap.
Read the full story →Usually not. State minimums are often far below what a serious accident actually costs, leaving your own assets exposed for the difference.
Not necessarily a separate policy, but you likely need a rideshare or delivery endorsement, since standard personal auto excludes coverage while the app is active.
Driving record, vehicle type, coverage limits, and location all factor in. Bundling with home or renters insurance often reduces the total cost too.
