Coverage built around shared common areas and tenant safety, where liability questions get complicated fast if the details aren't clear upfront.
Get a quote for Apartment BuildingsCovers tenant and visitor injury claims in common areas.
Covers the building structure and common-area contents.
Extra liability limits given multi-unit exposure.
Replaces lost rental income during a covered shutdown.
Relevant if you have on-site management or maintenance staff.
Required for any staff on payroll.
A customer is injured in a shared parking lot, and three different businesses spend a year arguing over whose insurance should have responded, the same risk that applies to multi-tenant residential properties.
Read the full story →Generally the property owner, which is exactly why general liability with clear common-area language matters.
Confirm your specific policy language and any maintenance contracts, since responsibility can get disputed after an incident.
Scaled to your total unit count and overall exposure. We'll walk through realistic numbers rather than guess.
